Important information about the risks of investing in precious metals.
Investing in physical precious metals and precious-metals IRAs involves risk, including the possible loss of principal. Please read carefully.
Effective Date: May 9, 2026
Last Updated: May 9, 2026
Please read carefully. Investing in physical precious metals and precious-metals IRAs involves risk, including the possible loss of principal. The information below describes some — but not all — of the risks of purchasing and holding precious metals.
The statements made on this website are opinions of Vault Metal LLC (“Vault Metal”). Past performance is not necessarily indicative of future results.
Precious metals — including gold and silver bullion, bars, and coins of all types — carry risk. Investing in precious metals, whether directly or through an IRA, is not suitable for all individuals.
The following products and instruments are all subject to the risks described in these disclosures:
Precious metals and coins may appreciate, depreciate, or stay the same depending on a variety of factors, including market conditions, supply and demand, geopolitical events, currency movements, and other factors outside Vault Metal’s control. Precious metals can and will fluctuate unexpectedly.
Vault Metal cannot guarantee, and makes no representation, that any metals purchased — whether for direct delivery or inside a precious-metals IRA — will appreciate at all, or appreciate sufficiently to produce a profit above and beyond the markup or commissions charged.
Premiums, bid-ask spreads, dealer markups, and applicable fees can be significant and may reduce or eliminate any gain from price appreciation. You should understand these costs before purchasing.
The decision to buy or sell precious metals — with cash or inside a Gold IRA or a gold-backed IRA — and which precious metals to buy or sell, are the customer’s decision alone. Purchases and sales should be made subject to the customer’s own research and investment objectives.
Vault Metal does not provide investment, legal, or tax advice. You are encouraged to consult your own qualified investment, legal, and tax advisors before making any decision.
Self-directed precious-metals IRAs are subject to specific Internal Revenue Service rules and additional risks, including:
If you decide to purchase precious metals from Vault Metal, no refunds, no exchanges, and no returns are permitted except as specified in the applicable account or transaction agreement. All sales are final, and there are no refunds in whole or in part.
If, in rare circumstances and at Vault Metal’s sole discretion, a return is authorized, you must first obtain a Return Merchandise Authorization (RMA) number from Vault Metal. Any return sent to Vault Metal without a valid RMA will be rejected and returned to you. All shipping charges will be your responsibility.
THIS BRIEF STATEMENT CANNOT ENTIRELY DISCLOSE ALL OF THE RISKS AND OTHER ASPECTS OF BUYING AND SELLING PRECIOUS METALS. YOU SHOULD CONSIDER WHETHER A PRECIOUS-METALS INVESTMENT IS APPROPRIATE FOR YOUR PARTICULAR CIRCUMSTANCES AND CONSULT YOUR OWN ADVISORS BEFORE INVESTING.
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